
How compound interest works, with the actual numbers
… 72: divide 72 by the annual growth rate to estimate how many years it takes money to double. At 7%, that is a little over ten years. What this means in practice Start before you feel ready. Ten…

… 72: divide 72 by the annual growth rate to estimate how many years it takes money to double. At 7%, that is a little over ten years. What this means in practice Start before you feel ready. Ten…

A cracked screen does not always mean a new phone. A three-step check can save hundreds of dollars and a lot of e-waste.

Asking for more money is uncomfortable, and that discomfort is the main reason people put it off. Preparation takes most of the pressure out of it. Six weeks before: gather the evidence Build a…

Skipping a daily coffee will not make you rich. A few big decisions decide most of where your money goes.

… is not always the best one. A good budget trip feels generous because the money goes into the things that matter to you and not into the things that do not. Start by choosing what matters Before you…

… as referrals, search, social media or local partnerships. 4. How do we make money? Note your prices, your main costs and roughly what is left over per sale. 5. What are our priorities for the next…